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Financial Terms beginning with U

U Shaped Recovery
U.S. Agency for International Development (USAID)
U.S. Department of Housing and Urban Development (HUD)
U.S. Dollar Index (USDX)
U.S. House Financial Services Committee
The United States House Committee on Financial Services is the committee of the United States House of Representatives that oversees the entire financial services industry, including the securities, insurance, banking, and housing industries. The Committee also oversees the work of the Federal Reserve, the United States Department of the Treasury, the U.S. Securities and Exchange Commission, and other financial services regulators. It is chaired by Jeb Hensarling and the ranking Democrat is Maxine Waters.
U.S. League Of Savings Institutions
U.S. Savings Bonds
U.S. savings bonds are debt securities issued by the U.S. Department of the Treasury to help pay for the U.S. government's borrowing needs. U.S. savings bonds are considered one of the safest investments because they are backed by the full faith and credit of the U.S. government.
U.S. Treasury
The Department of the Treasury is an executive department and the treasury of the United States federal government. It was established by an Act of Congress in 1789 to manage government revenue. The Department is administered by the Secretary of the Treasury, who is a member of the Cabinet. On February 13, 2017, the Senate confirmed Steven Mnuchin as Secretary of the Treasury.
U
UBS
UCC 1 Statement
UCLA Anderson School of Management
The UCLA Anderson School of Management is the graduate business school at the University of California, Los Angeles, one of eleven professional schools. The school offers MBA, Financial Engineering and Ph.D. degrees. The school is consistently ranked among the top tier business school programs in the country, based on rankings published by US News & World Report, Businessweek and other leading publications.
UNC Kenan Flagler Business School
Uberrimae Fidei Contract
Ulcer Index (UI)
Ultima
Ultimate Mortality Table
Ultimate Net Loss
Ultimate Oscillator
The ultimate oscillator is a theoretical concept in finance.
Ultimogeniture
Ultimogeniture, also known as postremogeniture or junior right, is the tradition of inheritance by the last-born of the entirety of, or a privileged position in, a parent's wealth, estate or office. The tradition has been far rarer historically than primogeniture or partible inheritance.
Ultra ETF
Ultra Short Bond Fund
Ultra Vires Acts
Ultrafast Trading
Umberto Agnelli
Umberto Agnelli was an Italian industrialist and politician. He was the third son of Virginia Agnelli and of Edoardo Agnelli, and the youngest brother of Gianni Agnelli.
Umbrella Insurance Policy
Umbrella insurance refers to liability insurance that is in excess of specified other policies and also potentially primary insurance for losses not covered by the other policies.
Umbrella Personal Liability Policy
Umpire Clause
Unadjusted Basis
Unallocated Benefit
Unamortized Bond Discount
Unamortized Bond Premium
Unannualized
Unappropriated Retained Earnings
Unaudited Opinion
Unauthorized Insurance
Unauthorized Insurer
Unauthorized Investment
Unbanked
The unbanked are adults who do not have their own bank accounts. Along with the underbanked, they may rely on alternative financial services for their financial needs, where these are available.
Unbiased Predictor
Unbundled Life Insurance Policy
Unbundling
Unbundling is a neologism to describe how the ubiquity of mobile devices, Internet connectivity, consumer web technologies, social media and information access in the 21st century is affecting older institutions by "break[ing] up the packages they once offered, providing particular parts of them at a scale and cost unmatchable by the old order." Unbundling has been called "the great disruptor".
Unchanged
Uncle Sam
Uncollected Funds
Uncommitted Facility
Unconditional Probability
Unconditional Vesting
Unconsolidated Subsidiary
Unconventional Cash Flow
Unconventional Oil
Unconventional oil is petroleum produced or extracted using techniques other than the conventional method. Oil industries and governments across the globe are investing in unconventional oil sources due to the increasing scarcity of conventional oil reserves.
Uncovered Interest Arbitrage
Uncovered interest arbitrage is an arbitrage trading strategy whereby an investor capitalizes on the interest rate differential between two countries. Unlike covered interest arbitrage, uncovered interest arbitrage involves no hedging of foreign exchange risk with the use of forward contracts or any other contract. The strategy involves risk, as an investor exposed to exchange rate fluctuations is speculating that exchange rates will remain favorable enough for arbitrage to be profitable. The opportunity to earn profits arises from the reality that the uncovered interest rate parity condition does not constantly hold—that is, the interest rate on investments in one country's currency does not always equal the interest rate on foreign-currency investments plus the rate of appreciation that is expected for the foreign currency relative to the domestic currency.
Uncovered Interest Rate Parity (UIP)
Uncovered Option
Undated Issue
Under Reporting
Under-reporting usually refers to some issue, incident, statistic, etc., that individuals, responsible agencies, or news media have not reported, or have reported as less than the actual level or amount. Under-reporting of crimes, for example, makes it hard to figure the actual incidence of crimes.
Underapplied Overhead
Underbanked
The underbanked are people or businesses that have poor access to mainstream financial services normally offered by retail banks. The underbanked can be characterized by a strong reliance on non-traditional forms of finance and micro-finance often associated with disadvantaged and the poor, such as cheque cashers, loan sharks and pawnbrokers.
Undercapitalization
Under-capitalization refers to any situation where a business cannot acquire the funds they need. An under-capitalized business may be one that cannot afford current operational expenses due to a lack of capital, which can trigger bankruptcy, may be one that is over-exposed to risk, or may be one that is financially sound but does not have the funds required to expand to meet market demand.
Undercast
Underconsumption
In underconsumption theory in economics, recessions and stagnation arise due to inadequate consumer demand relative to the amount produced. The theory formed the basis for the development of Keynesian economics and the theory of aggregate demand after the 1930s.
Underemployment Equilibrium
In Keynesian economics, underemployment equilibrium refers to a situation with a persistent shortfall relative to full employment and potential output so that unemployment is higher than at the NAIRU or the "natural" rate of unemployment.
Underemployment
Underemployment or Disguised unemployment refers to a job that is insufficient in some important way for a worker, relative to a standard, which results in the under-utilization of the worker. Examples include holding a part-time job despite desiring full-time work, and overqualification, where the employee has education, experience, or skills beyond the requirements of the job.
Underfunded Pension Plan
Underinsurance
Condition of average is the insurance term used when calculating a payout against a claim where the policy undervalues the sum insured. In the event of partial loss, the amount paid against a claim will be in the same proportion as the value of the underinsurance.
Underinsured Motorist Coverage Limits Trigger
Underinsured Motorist Coverage
Underinsured Motorist Endorsement
Underinvestment Problem
Underlying Asset
Underlying Cost
Underlying Debt
Underlying Mortality Assumption
Underlying Option Security
Underlying Profit
Underlying Retention
Underlying Security
Underlying
In finance, the underlying of a derivative is an asset, basket of assets, index, or even another derivative, such that the cash flows of the derivative depend on the value of this underlying. There must be an independent way to observe this value to avoid conflicts of interest.
Underpayment Penalty
Underperform
Underpricing
Undersubscribed
Undertakings For The Collective Investment Of Transferable Securities (UCITS)
Undervalued
Underwater Mortgage
Underwater
Unsecured Loan
In finance, unsecured debt refers to any type of debt or general obligation that is not protected by a guarantor, or collateralized by a lien on specific assets of the borrower in the case of a bankruptcy or liquidation or failure to meet the terms for repayment.